Legal & Compliance

Global Money Router (“GMR”, “we”, “us”), a product of Ramsford, is a routing-intelligence platform. We compare and rank cross-border money-movement options — including XRP, RLUSD, other stablecoins, fintech remittance rails, and traditional bank wires — across cost, speed, risk, and confidence, and explain the reasoning behind each recommendation.

• We are not a bank, money transmitter, money services business, or payment processor.
• We are not a cryptocurrency exchange, wallet, or custodian. We never take custody of, hold, send, or receive your funds or digital assets.
• We do not execute transactions on your behalf or move value between parties.
• We are not a registered investment adviser or broker-dealer.

Routing estimates — fees, FX spreads, delivery times, risk scores, confidence scores, and savings figures — are illustrative models intended to help you compare options. They are based on representative rail characteristics and do not reflect a binding quote, live market rate, or guaranteed outcome from any provider. Actual costs and timing depend on the providers, corridors, counterparties, and conditions you ultimately use.

Nothing on this site — including the router, intelligence reports, or any content — constitutes financial, investment, legal, accounting, or tax advice, or a recommendation to use any particular rail, asset, or provider. Digital assets such as XRP and stablecoins carry risk, including the potential loss of value. You should conduct your own due diligence and consult qualified professionals before making any payment or financial decision.

Global Money Router is an independent product of Ramsford. References to Ripple, the XRP Ledger, XRP, RLUSD, or any other network, asset, company, or provider are for descriptive and comparative purposes only and do not imply any partnership, endorsement, sponsorship, or affiliation. All trademarks are the property of their respective owners.

You are responsible for complying with all laws and regulations applicable to you, including sanctions, anti-money-laundering (AML), know-your-customer (KYC), and reporting obligations in your jurisdiction. The availability of any rail or corridor may be restricted by law. Global Money Router's informational service does not relieve you of these obligations.

Questions about this notice? Email hello@joaico.com.