Compare every rail. Pick the best route.
Enter an amount and a corridor, then tell the router what matters most. It scores XRP liquidity, stablecoins, fintech rails, and bank wires in real time — and shows its work.
Optimize for
All-in cost
$9.00
Arrival
2–5 min
Confidence
92/100
$91.00
Choosing XRP Liquidity Bridge over a traditional SWIFT wire on this transfer.
XRP Liquidity Bridge
On-Ledger Liquidity (XRP)
$9.00
all-in cost
0.3%
0.15%
2–5 min
$1,991.00
lower is safer
higher is better
Compliance: Settles on the XRP Ledger through regulated on/off-ramps. ODL-style sourced liquidity — no destination pre-funding required.
RLUSD / Stablecoin Route
Regulated Stablecoin
$14.00
all-in cost
0.5%
0.2%
5–20 min
$1,986.00
lower is safer
higher is better
Compliance: 1:1 USD-backed stablecoin from an NYDFS-regulated issuer. On-chain settlement with reserve attestation.
Fintech Remittance Route
Licensed Fintech Rail
$30.00
all-in cost
1%
0.5%
1–3 hrs
$1,970.00
lower is safer
higher is better
Compliance: Licensed money-transmitter network with KYC/AML screening at both endpoints. Familiar payout footprint.
Traditional Bank Wire
Correspondent Banking (SWIFT)
$100.00
all-in cost
2.5% + $30.00
1%
1–5 days
$1,900.00
lower is safer
higher is better
Compliance: SWIFT correspondent banking with full bank-grade compliance. Most familiar, most expensive, slowest to settle.
How the router scores a route
Four signals, weighted differently depending on what you optimize for. No black box — every recommendation comes with its reasoning.
All-in cost
Fee plus FX spread plus any flat charges — the true cost to land the funds, not the headline rate.
Delivery speed
How fast value actually settles, from on-ledger minutes to multi-day correspondent wires.
Risk score
Counterparty, settlement, and operational risk for the rail — lower is safer.
Confidence
How certain the route is to clear as quoted, given liquidity depth and rail maturity.